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VICTORY! We did it! We’ve completed our 30-day Challenge!

4/1/2021

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I have been feeling great joy in offering this campaign again to all of us. Now that spring has finally arrived and we are allowing ourselves more freedom to mix and mingle again, I believe that having a positive attitude is one of the most important steps to finding peace and fulfillment.
 
When I remind myself of these five steps to making happy a habit, I gain personal strength and the resilience to deal with ‘stuff’ that life sends my way. That half-full glass allows me to be more creative and to realize that if I’m blocked in one direction, there are many ways to reach my personal goals. For example, ​this is a blog I wrote when in lockdown from Covid.
I believe that having a positive attitude is one of the most important steps to finding peace and fulfillment.
Now is a good time to take a few minutes to look over those journal entries and notice what you wrote for the ‘best thing that happened in the last 24 hours.’ Those are events that I hope you can make happen again. In fact, next time you may even put them on the ‘grateful’ list. 
 
I’m pretty sure that exercise has become part of your daily routine, and I’ll even bet that your thoughts offered a brief ‘thank you’ after you took the 5-7 minutes a day to give them a rest. And that daily random act of kindness? It probably has become more of a reflex than something you have to think about.
 
I hope you have made happy a habit. Please share with me any stories about the challenge that you have, and please remember the words of Wayne Dyer: “If you change the way you look at things, the things you look at change.”
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Here is a little quiz to remind you of our time together. Try it - I’ll bet you’ll know the answers!
 
(HINT) the answers are in the 5 steps to MAKE HAPPY A HABIT.
  1. What should you write down every night before you go to sleep?
  2. How should you greet the morning when you wake up?
  3. When is a good time to meditate/sit quietly for 10 minutes/walk barefoot in the grass?
  4. Who do you need when you decide it’s time to exercise 20 min a day?
  5. Where can you perform a random act of kindness?
Wishing you happily ever after,

Loretta
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My New Podcast: Resources for a Modern Retirement

3/16/2021

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Welcome to my new podcast,
​Resources for a Modern Retirement!  

I’m Loretta Saff, and I am pleased to bring to you - the retiree or ‘almost’ retiree - ideas and resources for what to do and who to contact once the retirement party is over. 
 
Retirement is not "One Size Fits All.” And a Modern Retirement includes planning for the next 20-30 years! Spending time involved in activities that YOU truly enjoy and that make you feel fulfilled is the key to success on the journey. But how do you find out what is out there?
 
I hope this podcast helps.
 
Enjoy! 

https://www.coachingwithloretta.com/videos.html
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Make Happy a Habit in 2021

2/27/2021

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2020 was undeniably hard. Like, really really unimaginably difficult and sad and trying for so many people. A lot of folks have just been hanging on and getting through. Practicing happy habits has understandably not been at the top or even the middle of  the priority list. But finally there is a little light at the end of the tunnel. Self-care can start to be something that you prioritize in 2021. And now, more than ever, self-care and finding your way to happiness is important for your health and well-being and for those around you.

There is real science behind the emotions of happiness and love. Dr. Barbara Frederickson, Psychologist and Neuroscience Professor at UNC, Chapel Hill said, “The ways that we feel happiness and well-being are actually showing up in the cells of our immune system and supporting our health.”

I did a 30-day Make Happy a Habit challenge back in 2016 and now I'm ready for a refresher 2021-style!

I'll be starting my 2021 challenge on March 1. Follow along with my progress and hopefully you'll find some inspiration from my journey for your own. I'd love for you to join me ... Share your progress … Post some pictures of what you are grateful for and what makes you happy. I want to know how your random acts of kindness and writing about your positive experiences made you feel. Tell me about your time in meditation. And be sure to tell me when you start feeling like HAPPY is becoming a habit.

I'll be posting all month long at:


Instagram: https://www.instagram.com/makehappyahabit/​
Facebook: https://www.facebook.com/makehappyahabit​
Twitter: https://twitter.com/ACCOMPLISHCOACH/​
LinkedIn: https://www.linkedin.com/in/ACCOMPLISHCOACH/​
Hope you join me!

Loretta
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Become Well-Connected!

9/30/2020

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Remember when the only time we talked about ZOOM was when we were discussing Superman, Tinkerbell or Sonic the Hedgehog?  Well, you’ve come a long way, baby!
 
Now, the word ZOOM can be:
An adjective: “We can connect on a Zoom call.”
A noun: “Let’s use Zoom to conduct the meeting."
And even a verb: “Let’s Zoom at 1:30 Eastern time.”
​Remember, too, when we thought that the only people who hung around computers and got their mail electronically were … ‘geeks?’ (Sorry). As of 2019, the percentage of adults in the U.S. who use the internet looks like this: 
Ages  
18-20: 100% 
30-49:  97%
50-64:  88%
65+:   73%
Since we are now at home more, these numbers are probably higher. In fact, young or old, here or there, retired, working, or simply trying to figure things out, one of the most important basic human needs is CONNECTION, and today more and more of us are relying on technology. ​
​Psychologist Matthew D. Lieberman, professor at UCLA says in his book, Social, that “the human need to connect is as important as the need for food and shelter.” But how are we supposed to connect at this time when we are told to stay home, limit in-person exposure, and wear a mask? 
Enter ZOOM (noun). Don’t sigh and tell me you are tired and bored with the ‘on-line, sitting-at-your-computer-and-watching’ activity. In fact, what was often thought of as impersonal and just too ‘electronic’ has become a rescuer of the lonely, a partner in exercise, an entertainment source, and truly an educational tool for all ages at all stages.

“the human need to connect is as important as the need for food and shelter.”


​I know some people have a love/hate relationship with technology. I know, too, that when you are zooming (verb) you can sometimes feel ‘lost in the crowd.’ But if planned properly, there is a way to host an on-line meeting that can be a lot of fun. 

Let me introduce you to Zoom (adjective) BREAKOUT ROOMS:
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When I started talking about this, my friend Suzanne, said, “Hooray! A place to take a break from the tiresome world of Zoom!” Bob, on the other hand, said, “That sounds like a great way to sneak away from the meeting altogether!” But I think you will find Breakout Rooms to be a welcome change from the full meeting.

​I recently attended a conference via Zoom (noun). There were more than 75 people in attendance, and I said my ‘hellos’ to the little rectangles that kept popping up on the screen. Of course, since all of us were muted by the host, I sat at my computer sounding something like this:
“Hello!” “Oh, it’s Joanne – Hi, Joanne!”  “Wait – there’s Gary! Hi, Gary.” I was waving my hand around like an airport runway attendant hoping someone would respond. Of course, they couldn’t hear me. At some point my husband shouted from the other room, “What? Are you talking to me?” Finally, I had to settle for my greeting being a yellow emoji hand-wave in the corner of my rectangle.  

​The meeting officially opened. After we heard the introductions and the agenda, we listened to the invited speaker. Then, just as I was searching for when the first pause in the program would be, the host said, “Ok, now we are going to go to BREAKOUT ROOMS.” 
Let’s think about this for a moment here. When you (used to) go to a big gathering of folks, how many people do you actually get to speak with? How often do you introduce yourself to someone you don’t know? When does everyone in the meeting actually get to speak up and share?

​The real secret to keeping safe from Zoomitis (yes, even a new word!) is Breakout Rooms. Here’s how it works: The ‘host’ of your Zoom meeting has the control button titled “Breakout Rooms” along the bottom of the screen. Once pressed, this offers the chance to create new, smaller rooms in which to connect, based on the number of people per room requested and the duration of time spent there. In my case, we were often broken into no more than four per room, usually for 8-10 minutes, depending on the assignment.

The real secret to keeping safe from
Zoomitis is Breakout Rooms.


​You, the participant, don’t have to do anything except wait. You will be automatically transferred (‘Beam me down, Scotty!’) to the room where you have been assigned. When these rooms are used to enhance a discussion, it is a way for the host of the meeting to give participants a chance to share their thoughts as well as hear what others felt about what was just experienced.

​ It can also be used as an idea exchange for the next step in a project. Sometimes I’ve used breakout rooms for Newcomers to our city. In this case, there was not really an assignment – more of a ‘meet and greet’ with starter questions like “Where are you from?” and “What do you miss most about where you last lived?” It’s so nice to be greeted by just four larger rectangles. Each person gets two minutes to talk, and usually the discussion takes off from there. 
Maybe you will find that Emily used to live in Denver – and knows your cousin! Or Frank moved here to retire and is thinking about starting a small business from home, or that Bob and his wife are filmmakers who decided this is the perfect city for a movie! Whatever the topic, each person has a chance to be heard. Once the time runs out, and by the way you’ll have a countdown clock visible so that everyone gets a chance to speak, then… Zoom! (verb) you are automatically ‘sent back’ to that place with all the little rectangles. It’s like magic! (“Beam me back up, Scotty!”)

You need connection. Technology is here to stay
​and how you use it is up to you.


​The point is that you can spend your time online in a large gathering and feel like you’ve watched TV for an hour, or you can come away knowing you really accomplished something, met new friends, and /or felt like you made your ideas and needs heard.

​You need connection. Technology is here to stay, and how you use it – or grumble about its challenges – is up to you. So, to help my image of being ‘an Influencer,’ and to make you look really smart and tech-savvy, here are 4 tips for your trip around Zoom:

 4 Tips for your Trip Around Zoom

  1. Join Zoom (noun) www.zoom.us. There is no charge to join.
  2. Learn how to schedule a Zoom meeting. (Follow the posted instructions) Remember there is no charge for conducting meetings under 40 minutes.
  3. Explore how to Zoom into breakout rooms. Remember that the purpose is to allow a lot of people to get to know each other/work together in smaller groups. And the extra plus is that you will really look smart and geeky.
  4. Understand that you may stumble but keep trying. Realize that any use of technology – including Zoom - takes patience, but it is worth it. The rewards are great, and you will really impress your friends, your kids – and especially your grandkids.
Invite me to your large meeting. I just might stop by – as long as you promise
​ to include Breakout Rooms.    
 
May the Force Be With You!

 Loretta
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Take a Good Look ... At My Trip During COVID!

7/13/2020

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"If you change the way you look at things, the things you look at change."​
​-Wayne Dyer​
I recently came across this quote, and I liked it a lot. I thought about how much I miss traveling, so I decided to plan a trip - keeping the message in mind. It was a great experience. Here is my journal and a few pictures:  

​​MY JOURNAL, 2020

“T’was the day of my travels…”
I just want to share
This trip during COVID
You’ll think you’ve been there!
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
I got up real early
To get a head start
So as not to miss out –
Now, isn’t that smart?
 

With my phone for pictures
I took a little blank book
To write down the adventure
I’ll call, “ Take a Good Look.”


The bedroom – it’s lovely
Those windows, great light!
Such pleasure I got
Enjoying the sight.
 
Then I looked at the wall
Saw the art in its frame
A beautiful flower…
Would I remember the name?
Framed Picture of Flowers
Ah, yes – it’s PROTEA!
The colors painted with flare
Then I smiled just remembering
Why we put it put there.
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
I knew where to go next.
I did not hesitate
The bathroom – so important -
Time to appreciate

​The towels look pretty
All cream, black and white
A mirror reflecting -
The room looks so bright!
Towels rolled up in a Bathroom
Once showered and primped
I felt together and steady
With passport in hand
I was courageous and ready.
 
How often we travel
And almost always ignore
Things like fluffy, soft carpets
And a lovely tile floor.
Fluffy Bathroom Rug
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
The kitchen was next
I looked around with delight
Antique teapots and milk bottles
Were a beautiful sight
 
As I really looked at them
For the first time in a while
All the memories came;
They all made me smile
Milk Bottles and Teapots
​The bottles with writing
Of unique shapes and sizes
Were found at flea markets
It was like winning prizes
 
And the teapots – all metal
From back in the day
Made such a happy
And colorful display
 
I opened the fridge
More colors I could see
  Blueberries and strawberries,
And light green Kiwi.
​
It’s really important
I thought with a smile
To plan a trip to appreciate
Once in a while.
​
So start where you are;
Be your own wish-granting fairy!
Realize that your home
Can be the i-tin-er-ary!
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
Fortified, I continued
And explored all around.
There in the living room
My desk could be found
 
Of course, it’s familiar
Of course, I’m there every day
But now I could see it
In a new special way
 
The bookends - the rhinos
From that trip last fall
When was the last time
I noticed them at all?
Rhino Bookends
My bookshelves are full
It was such fun to look
Remembering when reading
Meant holding a book!
Bookshelves filled with books
​And that box full of pens -
That stay tall in their places.
How cute is that container
With my granddaughters’ faces!
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
The computer, a good friend,
A companion, and more
Bringing ZOOM and FACEBOOK greetings
Full of connections galore!
Mac book on a desk
Yes, on my trip I stayed home -
It was no hologram.
It made me realize very quickly
How lucky I am.
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings


You try it -
 (and don’t stop to clean out a drawer!)
-Loretta
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"Shelter-in-Place" is Good Practice for RETIREMENT!

6/3/2020

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IS GOOD PRACTICE
​FOR RETIREMENT!

Regardless of where you are in your professional journey, the experience of sheltering-in-place can be looked at as practice for retirement!​  

​“Huh?” you say. “If this is retirement, don’t sign me up.” Or maybe you’re thinking there is no way this shelter-in-place has anything to do with retirement. Let's take a look:
      
​It’s been over two months that we have been unable to go out to our usual places – work/gym/movies/parties/travel, etc.  At first it seemed like it would be short-term, and we could handle it just fine. We can either work from home, catch up on our sleep, or simply relax.  After all, there's online shopping, and we can have our groceries delivered.
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​“Retirement is different,” you argue.
“Retirement will let me do what I want to do when I want to do it.
Now I can hardly go out - I wake up every morning ​wondering
​ 'What am I going to do today?'"
Exactly. As a retirement coach, I’ve spent a lot of time asking people, “So, when you retire,  what are you going to do -and when are you going to do it?” ​I get answers like,
“Oh, I’ll figure that out later, 
​but I can tell you,
​my bank statement looks good.!”
That's when I remind them that retirement is about more than money. Yes, having enough money is very important, and your financial consultant can work with you to help figure out how much will be enough for that sailboat, your dream travels, or simply to pay off your mortgage.
​
But what about the rest? This pandemic is putting those same questions to you right now. Are you physically fit? How do you handle change?  Who is your social network? What brings you fulfillment and peace? Well, the good news is that with ‘shelter-in-place’ you have been practicing!  Take a look:
1 – GET PHYSICAL
I say: It’s so important to find the time and get into the habit of doing some form of exercise. Some people may find it hard to stick to a routine or think a walk with your dog in the morning is enough. Many people talk about how when they retire they are going to travel. Well, just remember traveling comes with physical and mental demands, like delays, uncomfortable seating or a crowded environment.
​
Taking care of your health and body will help you do what you want to
do and embrace those 20-30 years that are yours to enjoy when you do
decide to retire.
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Covid-19 says: Ok… So you got restless sitting around. You figured out that taking walks and joining those online exercise classes 
help you feel physically fit while I’m around? Good for you. Guess I’ll
find somebody else who spends most of the day thinking exercise is getting up to check out what’s in the refrigerator. Speaking of the fridge, are those pants you always put on getting tighter... ?
 
2 – WORK ON THE MENTAL
I say: “Things turn out best for those people who make the best
of how things turn out” is a mantra to live by. Having a positive mental outlook helps make you more resilient and able to better handle the changes that come your way. Sometimes, those plans you made just aren't going to work out.  On the other hand, with a positive outlook you may start a new business or  envision a whole new career. 

According to a 2019 report by the Census Bureau and Bureau of Labor Statistics, the greatest share of older Americans in more than 50 years are working well into their 60s, and it's not because they need the money. Whatever you choose to do, work now on becoming more optimistic and you’ll be better able to handle stress.
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Covid-19 says: Ha! I’m keeping you on your toes – is the curve up or leveling? Should you go out or stay in? Since everyone is home now, what’s for lunch? (Depressed yet?) I have to admit that somehow you really are pretty resilient. You’re using this time to clean out closets, plant that garden, and enjoy family time! Did I hear conversations about being grateful? About having confidence that the scientists will eventually come up with a vaccine? It kinda takes the fun out of my search and destroy.
3 – BROADEN YOUR SOCIAL NETWORK
I say: "One of life’s basic human needs is connection." When thinking about retiring, how will you stay connected? If most of your friends and acquaintances have been people you work with, be aware that you will not be joining them for lunch every day. If you move somewhere near your kids and grandkids, remember kids grow up and are busy with their friends and activities. Take a good look at yourself. Think about who you are now and what you enjoy doing. Broaden your social network, and have a discussion ​with your partner about his/her vision of life in retirement.
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Covid-19 says: Well, for those of you who have the ‘go-go’s’ just get
used to being at home. ‘Make new friends but keep the old,’ and all
that? Well, maybe. But just because you are getting out a bit, don’t plan too many big dinners and parties yet. I’m still here.  Although…, there does seem to be a lot of new neighborhood friendships happening.

I noticed that before I arrived you never took the time to get to know your neighbors. Looks a lot different now. By the way, what’s the deal with Zoom? I thought it was just for business meetings! Lots of you guys got really creative and figured out how to work from home with meetings, talk and play with the grandkids, and even form book clubs where you can meet new people. Impressive. But just remember, it’s true I don’t like the heat - but there’s always winter!
4 – EXAMINE YOUR SPIRITUALTY
I say: "When I talk about spirituality, I am talking about who you are as a
person – your basic core beliefs and values."
Goals and priorities change as you get older. No longer do you strive for the promotion or the bigger house and fancier car. Instead, ask yourself, how important is feeling fulfilled? Spending time with family and friends? Being creative and motivated? Shifting easily into retirement requires taking inventory of yourself.
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Covid-19 says: Well, well, look at that. You people have been so quick to reach out to each other. Even being kind enough to share your toilet paper? Amazing!  After the restaurants closed, some of the owners kept people on by cooking meals for doctors, nurses and others at the hospitals. Impressive. I even hear that the donation centers are overloaded with bags and boxes of things that you finally realized you didn't need any more. (And you are not even waiting for the tax receipt!) All this “We are in this together,” stuff was a real surprise. But, whatever. I’m still here - until you figure out how to get rid of me!
See? You are building good habits that will pay off when - some day! - you are ready for retirement. Isn't it funny how "Things turn out the best for people who make the best of how things turn out!"?  
​
Keep practicing! Get physical; find creative ways to spend your time, and continue to offer random acts of kindness to your friends and neighbors. And feel good knowing that you are paving the path to retirement! 
    
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Loretta
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    Loretta Saff, M.A., CPC, CPRC
    As an active writer, both nationally and internationally, Loretta Saff's humor columns, blog, and lifestyle articles reflect an insight in dealing with situations that helps people get to their core issues and encourage confidence, trust and support.

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  • Get Started
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