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Once Upon a Time …starts now (even at 50+)

3/30/2025

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We all grew up with fairy tales. Years ago, I taught gifted kids in a creative writing class. One of the exercises I used was to challenge the kids to write a follow-up of what happened to any fairy tale character of their choice - TWO YEARS LATER. Oh, the tales I got – and with such unique endings! ...
1. Cinderella and Prince Charming split up. The prince gambled away his fortune, ​and Cinderella moved to LA and opened… a shoe store.
2. Snow White married her prince, and she found that his mother looked in the mirror even more than Snow White’s stepmother.  Soon her new mother-in-law chased Snow White away, forcing her to end up keeping house for the seven dwarfs. Ultimately, she became hard of hearing because of all that whistling!
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Fairy-Tail Endings?

This made me think a lot about fairy-tale endings. How can we make them happen for ourselves so that we don’t end up like this prince and the princesses??
 
Whether it’s career issues, relationships, or life transitions in general, I believe people are searching for that “Happily Ever After.” Over the years almost every coaching client I’ve worked with answers the question, “What do you really want?” the same way: “I just want to be happy.”

​So, what does being happy
​really mean to you?  

And how can you get there? Well, the fact is that you can sit back and just let things happen around you, or you can think about what you really want and begin making plans that can lead you to your new goals. Here’s the first step.
 
Let’s say you are 50+ and beginning to ask yourself, “Is this all there is?”  You’ve worked hard and you’ve accomplished a lot. The question then changes to, “What’s next?” 

Assuming you are like the rest of the world and say, “I just want to be happy,” This is the time to take a good look at who you are NOW and what really makes you happy. (Yes, you at 50+)

Hint: Think about some of those things you were really good at or interested in but gave up because of career or family obligations.
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This step is called self-awareness.

If you purposefully make time for some or one of those activities, you will be not only challenging your brain with something different, you will also be creating a new community for the future and having fun as well.

Go ahead and try it. Whether you are simply feeling stuck, facing one of life’s many transitions, or just wanting more, you’ll find self-awareness to be the first step on your path to ‘happily ever after.’
You’ll be motivated, energized, and more determined to reach your goals. Here’s a little creative writing idea for you. Like my students did for the fairy tales, take a few minutes to describe yourself two years from now. Writing about achieving what we want makes the victory a lot closer.  
      
-Loretta
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Plan Your Happily Ever After So That It's Not Just a Fairy Tale

3/5/2025

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"Your mind is a garden;
your thoughts are seeds.
You can grow flowers,
​or you can grow weeds."
-Dr. Seuss

Theodor Seuss Geisel adopted the name “Dr. Seuss” after an incident at Dartmouth in 1925. He was editor and chief of the humor magazine, Dartmouth Jack-O-Lantern. When he was caught drinking with nine of his friends in his room, he was forced to resign as editor.

To continue working on the magazine without the administration's knowledge, Geisel adopted the pen name "Seuss.” He used the title Dr. because his father wanted him to study medicine!
 
March 2nd was Dr. Seuss’s birthday. March 20th is another important day in March. 

March 20th is The International Day of Happiness

Yes, really! Go ahead - ask Google
The General Assembly of the United Nations in its resolution 66/281 of 12 July 2012 proclaimed 20 March the International Day of Happiness, recognizing the relevance of happiness and well-being as universal goals and aspirations in the lives of human beings around the world and the importance of their recognition in public policy objectives
Why is this important? Because traveling the road to happiness requires a positive outlook. I know in this time of political division and frustration it seems fruitless to tell you about the UN resolution and ask you to celebrate, but what better time than now!
BUT HOW?
Welcome to Make HAPPY a Habit!, my simple, easy-to-follow 30-day plan that will leave you feeling happy (contented/joyful/fulfilled/satisfied) and will make you more resilient, help you have less stress, and simply enjoy life more. Raise your hand if you’d like that!
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I’m sure you have some habits you’d like to stop (biting your nails, always being late because you think it makes you look important), and there are some we’d really like to do more often (get better at reading social cues, being able to sleep on an airplane). 

Read on for creating a daily habit that comes
​with guarantees. 
​

Since science has proven that at least 40% of what we think and how we act is a choice*, choose to do the following five simple basic tasks every day for 30 days and see how this can help with planning your future:
1 – Every morning SAY (out loud) three things you are grateful for. Helps you greet the day with a smile.

2 – Every night WRITE down a positive experience from the past 24 hours (can be just one sentence) Keep a pad and pen on nightstand. Thinking positive before bedtime helps with sleep!

3 – Exercise - 20 min a day. This doesn’t have to include a Lululemon outfit or a gym membership. Go for a walk; enjoy nature. See how many steps you’ve completed.  (You can split the time, if you are a whiner)

4 – Meditate - 5-7 min a day, No mantra necessary. This can be guided (Headspace/Calm) or by simply sitting quietly listening to wordless music.  
​
5 – Perform a Random Act of Kindness (let someone in front of you in traffic, buy a coffee for the person behind you at Starbucks). There is real joy in a random act of kindness. 
There! That doesn’t look so hard, does it? Do it for 30 days, and it becomes a habit. BTW, you’ll get extra credit if you start today! It’s your choice.

“You have brains in your head.
You have feet in your shoes.

You can steer yourself
any direction you choose.

You're on your own
And you know what you know.

And YOU are the one
who'll decide where to go.”

-Dr. Seuss

Travel safely,
​
Loretta
[email protected]

*Sonja Lyubomirsky, PhD, distinguished professor of Psychology, University of California, Riverside.
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A Halloween Group Hug

10/23/2024

4 Comments

 
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As we adjust to the Fall season and all of the joys that come along with cooler weather, leaves changing color and cozying up in our favorite sweater, I find there is another common feeling during this season. So, I wanted to reshare last year's Halloween post, which still resonates.
~~​

Lately, I've gotten a lot of requests for my services as a Life/Retirement/Transition Coach. This time, I immediately thought the answer was group coaching.

Normally, I don’t share information about clients, but in order to help you understand that we need to reach out and help each other, I have obtained releases from anyone involved in this note.  

​Last week I held a group session with five attendees. Each had their own issues, and each was truly concerned. I’m sure you will recognize them: 
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I asked each in turn “What is going on?” and here are their answers:
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I gave her a questioning look.

“I was on my broom and one of my earbuds fell out. I had to look down to retrieve it - and SLAM! There I was, face flat into the tree. I heard people laughing! Why didn’t my radar warn me about the tree? Am I getting too old? Should I retire?”​
Cornelia: She spoke softly and made eye contact with each member of the group.

“Look, as early as the 1880s I became popular. My three colorful layers are attractive, and I’m small and easy to eat.”

​She teared up. 
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“At least I WAS easy to eat. I’m the most fun to eat by the handful! And, I mean, really, while we stay vigilant about the spread of Covid-19, people don’t want to eat anything by the handful!”

She started to sob.
​
“I’m fat free and keep in the refrigerator for up to 9 months, but nobody really wants me now... Ok, Ok, I guess I should just retire – right?”
​

Casper was next.
 
Casper: "Yeah, it’s not rocket science. You all know me – you know me by my full name, ‘Casper the Friendly Ghost.'"

He started to smile a little, and then the smile faded.
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“That’s right; I’m a non-conformist. I’d rather make friends than scare people. I know I’m different from the rest of the haunt team, but it is who I am. I like people; I’ve made friends before. I don’t like scaring them.”

Wanda started to snicker.
​
“Whoever heard of a friendly ghost?” she muttered. I had to shhh! her.

“And since COVID-19,” Casper continued. “People don't get to see their regular friends as much, so you can bet no one wants to talk to a friendly ghost! What should I do? I have a lot of years ahead of me!”

Then it was Terry’s turn.

Terry: “Ha – you think you guys have issues? You think you don’t know what to do ‘next’? When I was a little tiny tarantula, my Mama told me I was cute. Then I left the nest, and it all ended.”

He looked around, daring people to challenge him.
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“I remember the first time I became aware of Halloween! Look around, guys! Do you notice how many phony spiders people put out – on the lawn/on the bushes/crawling up the front of the house! THEY ARE ALL TARANTULAS! What do you think this does to my self-image?”

Everyone got quiet.

“I know, I crawl; I have long hairy legs, and I have eight eyes. But I’m harmless to people! If I bite, it’s no worse than a bee sting – okay? Look it up! So, what’s a young guy like me to do with a reputation like that?”

Wanda started muttering again. “Maybe you remind people of the COVID virus,” she whispered. 

I talked over her. “Ok, Peter, it’s your turn.”
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Peter: “Well, in comparison, maybe my problem is not so bad. I mean, let’s face it, the pumpkin is the symbol for both Fall and Halloween."
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“I know, I’ve been pretty lucky over the years - always the one up front – inside and outside – enjoying the popularity and fun.

His voice softened.

“But then, enter plastic and inflatables. Enter strange colors and shapes. How can I keep up with those inexpensive, use year-to-year decorations? Even on the flavor side – so many cheaper, easy-to-use imitations! In chips/pancake mix/coffee – even donuts!

​People are pumpkin crazy, but they are not using the real thing!”

​
He looked up at me and sighed.

“There used to be pumpkin carving parties. Now no one is gathering groups together to sit close and carve. I may be able to hold out for a few more years, but I need a plan, a new direction. Should I retire?”

I let the air settle for a few minutes. Group sessions are not easy. A person (or a pumpkin) can listen and feel their issue is not so bad, or the participant can take on everyone’s problems and go away feeling worse.

I decided there was only one answer and it applied to the whole group.
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Ask yourself important questions like
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Before I left the room, I looked around and smiled. “Of course, If you want to talk more about planning for the days and years ahead, give me a call!”

As the door shut, I heard Casper shout:

“That was amazing! Ok, everybody, MASKS ON – Let’s have a Group Hug!”

~ HAPPY HALLOWEEN ~
​

-Loretta
4 Comments

Be Fit for Travel

7/20/2023

1 Comment

 
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FYI

​Here’s the quote most often heard from people discussing plans for retirement:
"One of the main things I plan to do when I retire is TRAVEL."
If you have followed me long enough or simply know me well, you are familiar with the four areas of non-financial retirement I discuss, preach, talk about, and emphasize that are necessary to prepare for retirement: mental, physical, social, and spiritual.

​Today I’m writing this column while traveling abroad, and I dedicate it to all of you who are saying, 

"One of the main things I plan to do
​
when I retire is TRAVEL."

To deal with the challenges of today’s travel, let’s talk about PHYSICAL fitness. Are you ready for what’s ahead?

​We all know that Covid caused people to stay home and be cautious. Now the travel light has turned green, postponed trips are back on the books, and everyone is out searching for a new four-wheeled suitcase!    
(NOTE: Since most of us would rather not check our new four-wheeled suitcase, please read my list of reminders that follows first while packing, then while practicing pulling your packed case around the house, and finally while picking it up and pretending to squish it into the overhead bin.

Here are four reasons to focus on your fitness
​
before your dream of retirement travel:

​1 - THERE ARE HUGE CROWDS EVERYWHERE YOU GO.  
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There are crowds at the airport, in the restaurants, on the tours, and trying to find a taxi. There are people who are short tempered and in a hurry. You will need to either keep up or move aside. Make sure you are physically fit.
2 - SOMETIMES YOU WILL HAVE TO WALK VERY FAR (like for 20 minutes!) TO GET TO A CONNECTING FLIGHT IN AN AIRPORT
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And, if your first flight is delayed, you may even have to jog (!) to get to the gate before the boarding door is closed. Missing the connector means you may have to spend the night in the airport. Make sure you are physically fit.
3 - ON SOME AIRLINES IT IS NECESSARY TO CLIMB STEPS TO GET ON THE PLANE. 
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(British Airways at Heathrow Airport is famous for this). And remember your not-checked four-wheeled bag must come up the steps with you. Or, you may just have to check the bag where it may go on its own unscheduled journey, while you hope desperately to see it show up along the baggage carousel. Make sure you are physically fit

And one more…

4 - SOMETIMES THE WAY TO GET TO A TRAIN STATION WHEN THERE IS NO TAXI AVAILABLE IS TO WALK FOR SEVEN MINUTES. 
(This scene is real, from Como, Italy, 2023.)
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(This really happened to me.) Seven minutes later, the station is in sight. But so are the three flights of steps to get to the station! If you are in shape, this Sisyphusian* challenge for you and your new four-wheeled friend that now includes several treasured souvenirs might just be manageable. Make sure you are physically fit!
Those are four very good reasons that I always ask you about physical fitness as you prepare for retirement. Travel is exciting, educational, interesting, and fun. It may be harder today, but when you are physically fit, you will be better prepared to handle ‘stuff’ that can happen. I wish everyone a fun summer full of friends, family, adventure and very few travel challenges.

​BON VOYAGE!

​Loretta
 
*In Greek mythology Zeus punished Sisyphus by forcing him to roll a boulder up a hill for eternity. 
 
P.S. I’d love to hear your travel stories and how glad you were to have physically prepared for the challenges and the fun.

Tell me: [email protected]
~Also seen in the monthly Let's Talk Retirement! column in the Jewish Observer~
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A Vocabulary Lesson

6/1/2023

2 Comments

 
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I’ve always said that in life one thing we can surely count on is change. Sometimes we can plan for it and sometimes it is thrust upon us. Sometimes we’ve grown older and wiser, and sometimes we’ve simply become bored. Consider:

RELATIONSHIPS, COLLEGE, MARRIAGE, PARENTING, EMPTY NESTERS, CHANGING JOBS, RETIREMENT!

​When facing a change, we often say, “Well, it’s a transition. Change offers challenges, adventure, and an opportunity to grow.” All that is true, but the words ‘change’ and ‘transition’ have two different meanings. Here’s the difference:
  • Change refers to the need to move away from the way things used to be to the way they are now.
  • Transition is the psychological process we go through to adapt to the change.
To quote the author William Bridges, “Without transition, change is just a rearrangement of the furniture.”
​Think about that for a moment. Now, think about how it relates to Retirement. Transition requires a psychological process to have a successful change.

There are three stages to TRANSITION:

Stage 1: Accepting the Ending – Long Goodbye
​
Ok, so you have left work. You must accept the fact that your days will be different. You will no longer have the structure, calendar and organization you had before. Where you spend your day, and who you will be with will change.  
Stage 2: Living in the Neutral Zone – Messy Middle
​
Yes, you read that correctly. Accepting a Messy Middle is an important mindset to
​have. Realizing that things really are different and that it will take time to figure out what you really want and how you will find your purpose to feel satisfied can be a bit uncomfortable (and messy) in the short term.
​Stage 3: Reaching Your New Beginning
​
Take a victory lap! You have figured it out, so find comfort in this new beginning. You also can relax because you realize that you can tweak it along the way as you experience the many new adventures you have been curious about. 
Those are the facts. If you jump from Stage 1 directly to Stage 3, you may find yourself very unhappy. Spend some time in Stage 2 (the Messy Middle) so you can really enjoy that victory lap!  

I leave you with the words of Dr. Seuss:

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​Let me know if you need a little help.

Loretta
~Also seen in the monthly Let's Talk Retirement! column in the Jewish Observer~
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Podcast Episode 7: Physical Fitness at All Times in Life

3/25/2023

1 Comment

 
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Episode 7 of Resources for a Modern Retirement is about the importance of physical fitness in retirement, of course, and at all times in life.

Join us as Mary Cady Bolin gives insight into her classes (at the Y) and how all levels of fitness are welcome. She shares how people should try out an instructor two or three times before making a decision to accept or join the class. Needless to say, the purpose of this episode is to encourage regular physical activity to support physical and emotional health, a key component in any retirement plan!
WATCH PODCAST

About our Episode Guest

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Mary Cady Bolin
Speaker, Writer, Fitness Instructor
www.marycadybolin.com

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5 Simple Daily Activities to Make Happy a Habit

3/20/2023

1 Comment

 
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I did a 30-day Make Happy a Habit challenge back in 2016 and 2021 and now I get the chance to share it with the viewers of WKRN's Local on 2 with Larissa and Laura.

It's hard to make it a priority with the busy lives we live but five simple daily activities can help you establish happy habits. Self-care can start to be something that you prioritize in your life. And now, more than ever, self-care and finding your way to happiness is important for your health and well-being and for those around you.

There is real science behind the emotions of happiness and love. Dr. Barbara Frederickson, Psychologist and Neuroscience Professor at UNC, Chapel Hill said, “The ways that we feel happiness and well-being are actually showing up in the cells of our immune system and supporting our health.”

The Make Happy a Habit challenge is one of my favorites. I did it in 2016 and 2021 and shared every step along the way. If you joined me in the past, I hope you found some inspiration from my journey for your own. If you're starting the journey now, be sure to tell me when you start feeling like HAPPY is becoming a habit.

I'll be posting my interview soon on my social networks below. Stay tuned!
Instagram: https://www.instagram.com/makehappyahabit/​
Facebook: https://www.facebook.com/makehappyahabit​
Twitter: https://twitter.com/ACCOMPLISHCOACH/​
LinkedIn: https://www.linkedin.com/in/ACCOMPLISHCOACH/​
Loretta
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LET’S PLAY “GUESS WHAT?”

3/7/2023

1 Comment

 
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1. GUESS WHAT Number ... "Retirement" is on the list of 'Life's 43 most stressful life events'.

It’s #10! And that’s why I say we need to talk about your plans. Some people might find the transition easy, but many retirees are truly stressed at the challenge of creating a new identity and purpose.   ​

2. GUESS WHAT … it might mean if your work defines “who you are” rather than “what you do.”

It will make leaving your workplace more difficult. Think about how you will introduce yourself when you retire, and please don’t say ‘I used to be!’ Thinking about who you are NOW and what you want NOW will help you create the things you will be retiring TO.

3. GUESS WHAT … will happen if your social connections are mostly related to your workplace.

It will probably be a lot harder to replace those connections. Finding new friends and interests before you leave your job will create a ready community of people you like to spend time with when you do retire.

​By the way, a Harvard Grant Study has shown that having a strong social connection in retirement not only helps people outlive those who don’t but also aids in delaying the onset of Alzheimer’s and dementia.

4. GUESS WHAT … sitting at a desk most of the day can cause.  

​Complicated physical issues that can interfere with your retirement plans. Get up and get moving! Those grandkids want to play hide and seek. Your condo wants you to be on the pickleball team, and the dog just brought you his leash asking for a long walk. You don’t want to miss out on any of that – do you?    

5. GUESS WHAT … believing that “the best is yet to come” can encourage.

Fresh ideas and possibilities! Having a positive mental outlook is not just being a cockeyed optimist. It helps you deal with change as well as giving you more energy for new opportunities and accomplishments. It also makes you more resilient so you can more easily handle the other ‘stuff’ that comes your way.

6. GUESS WHAT happens … when volunteering is what you want to do in retirement, but you don’t spend any time looking into it beforehand.  

You will probably waste time searching for appropriate opportunities and get stuck in roles you don’t like. Start early thinking about organizations you want to help and make some inquiries.
​
Think about what you would like to do for an organization, so you don’t get stuck making phone calls or stuffing envelopes (unless, of course, you like that!).

AND BY THE WAY… one more

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7. GUESS WHAT happens … when you WRITE DOWN goals you want to achieve.  

Whether it’s a trip to Machu Picchu or creating an online creative cooking club, you will be more likely to achieve your goal if it is WRITTEN DOWN. (You’ve probably already done it on the financial side. Now do the same for all those non-financial issues!)
​
Research has shown that when goals are written down, it reminds us of what they are and what we need to do to achieve them. Just make sure you put the list in a place where you can easily find it.
No more guessing. Having a little extra information makes you smarter. Now you have it, so get started!
 
Loretta
~Also seen in the monthly Let's Talk Retirement! column in the Jewish Observer~
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The Holidays are Coming!

11/17/2022

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You’re surrounded by it. All the stores are full of Holiday Cheer, and Sirius Radio has had a “Holiday Songs” station since just after Halloween. Now, they are almost here – THE HOLIDAYS.
​
#holidays #lifestrategies #positivity
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Start Now and Be "Positively  Fabulous!
While to some this may mean hugs and giggles, to others it can shout “Stress Alert! Stress Alert!”Whatever the message coming your way, a little MENTAL PREPARATION will help you be ready to enjoy and greet your family and friends with enthusiasm.
Here are three simple and helpful hints to make the season “Positively Fabulous!,” one of happy memories and family togetherness.
1. Remember that you are in Charge of Your Thoughts.
Yep, that’s YOU – with a choice. Listen to yourself and analyze your thoughts. If you’ve just come back from a trip, what is the first thing you talk about – the bad weather or the wonderful food? The annoying airports or the beautiful scenery? Just the order in which you mention things tells you something about yourself.
​
Try to rethink what you talk about. Spend more time on the good times you had; talk about something that made you laugh. In fact, try not mentioning the ‘annoying’ things that happened. I bet you’ll forget about them!
2. Surround Yourself with Positive People
Now, if you find yourself stuck out on the porch with Aunt Sally, who is telling you how her arthritis stops her from having fun, try getting her to tell you something positive. Ask her about her dog. Explore what books she likes to read. Get her to talk about wonderful Thanksgivings she remembers over the years. If Aunt Sally is too negative, go get her a mimosa, drop it off, and excuse yourself to the bathroom!
3. Be Nice to Yourself
Do the things you like to do. Enjoy a massage? Want time to read? Love playing with the kids? Make time to do it. Make a holiday schedule that includes things that YOU like to do. When you are happy and relaxed, it will make you much more fun to be around and tolerant of others.
I’ve stopped at three so you can now go and practice. Make time to do it and write and tell me how it all went!
Remember: "'Tis the season to be jolly!"
Happy Holidays!!

​~Loretta
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Podcast Episode 6: Reimagining Retirement - 9 Keys to True Wealth

10/11/2022

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Episode 6 of Resources for a Modern Retirement breaks down the 9 keys to true wealth and planning for your future self.

Where do you want to be in ten years? In today's podcast, join Eric J. Weigel and me, as we navigate how to plan for your future self. Retirement is about more than just money, as Eric identifies in his book, Reimaging Retirement - 9 Keys to True Wealth.

​Learn about the 9 keys to true wealth and focusing on all areas of your life that are important to you!
WATCH PODCAST

About Our Episode Guest

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Eric J. Weigel
Founder
​Retire with Possibilities
https://www.retirewithpossibilities.com/
[email protected]​

​
BUY THE BOOK: 
​Reimaging Retirement - 9 Keys to True Wealth
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    Loretta Saff, M.A., CPC, CPRC
    As an active writer, both nationally and internationally, Loretta Saff's humor columns, blog, and lifestyle articles reflect an insight in dealing with situations that helps people get to their core issues and encourage confidence, trust and support.

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