Here’s the quote most often heard from people discussing plans for retirement: "One of the main things I plan to do when I retire is TRAVEL." If you have followed me long enough or simply know me well, you are familiar with the four areas of non-financial retirement I discuss, preach, talk about, and emphasize that are necessary to prepare for retirement: mental, physical, social, and spiritual. Today I’m writing this column while traveling abroad, and I dedicate it to all of you who are saying, "One of the main things I plan to do |
1. No. 2. Nope. 3. Certainly not! 4. No way! 5. Uh, Negative. | 6. Zero... 7. Whoops! 8. Nah! 9. Not at all. 10. Maybe next year...? |
I can remember other years and other resolutions that started out strong (i.e., that Fasting Diet) and then slowly faded away. I soon realized this is a common problem, and we could all use a little help standing strong to our promises for the new year.
So, I’m glad to tell you that help has arrived! I’ve decided that one of the major problems is THE WORD ITSELF!
- I’m going to lose weight;
- I will do better with money;
- I can learn a language!
That’s right – SMART goals refers to the acronym that was developed by businesspeople to help management set their goals and objectives. But, when I think about it, S.M.A.R.T. is a smart way for all of us to find focus and motivation.
Here is what the letters mean:
S – SPECIFIC
M – MEASURABLE
A – ACHIEVABLE
R – REALISTIC
T – TIMELY
- “Going to lose weight” becomes ‘Lose 5 lbs in 6 weeks with the Weight Watchers Diet.”
- “Do better with money” becomes “Call the bank and ask to work with a financial advisor for two months to help manage my funds.”
- “Learn a language,” becomes “Sign up for Babbel or Duolingo by January 10th to start taking free lessons to learn Italian.”
Happy New Year!
~ Loretta
#holidays #life strategies #positivity
Here are three simple and helpful hints to make the season “Positively Fabulous!,” one of happy memories and family togetherness.
Try to rethink what you talk about. Spend more time on the good times you had; talk about something that made you laugh. In fact, try not mentioning the ‘annoying’ things that happened. I bet you’ll forget about them!
Happy Holidays!!
Author
Loretta Saff, M.A., CPC, CPRC
As an active writer, both nationally and internationally, Loretta Saff's humor columns, blog, and lifestyle articles reflect an insight in dealing with situations that helps people get to their core issues and encourage confidence, trust and support.
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