accomplish! coaching with Loretta Saff
  • Get Started
    • You + Coaching
    • Executive Coaching
    • Coaching Areas >
      • Parents & Students
      • Personal Empowerment
      • Retirement
    • Book Sessions
  • About
    • About Loretta
    • Emotional Freedom Technique - a Healing Tool
  • Blog
  • Handbooks
  • Inspiration
    • Create Your Own Retirement Adventure
    • Daily Support for Make Happy a Habit
    • Make Happy a Habit
  • Videos
  • Contact

Take a Good Look ... At My Trip During COVID!

7/13/2020

1 Comment

 
Picture
"If you change the way you look at things, the things you look at change."​
​-Wayne Dyer​
I recently came across this quote, and I liked it a lot. I thought about how much I miss traveling, so I decided to plan a trip - keeping the message in mind. It was a great experience. Here is my journal and a few pictures:  

​​MY JOURNAL, 2020

“T’was the day of my travels…”
I just want to share
This trip during COVID
You’ll think you’ve been there!
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
I got up real early
To get a head start
So as not to miss out –
Now, isn’t that smart?
 

With my phone for pictures
I took a little blank book
To write down the adventure
I’ll call, “ Take a Good Look.”


The bedroom – it’s lovely
Those windows, great light!
Such pleasure I got
Enjoying the sight.
 
Then I looked at the wall
Saw the art in its frame
A beautiful flower…
Would I remember the name?
Framed Picture of Flowers
Ah, yes – it’s PROTEA!
The colors painted with flare
Then I smiled just remembering
Why we put it put there.
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
I knew where to go next.
I did not hesitate
The bathroom – so important -
Time to appreciate

​The towels look pretty
All cream, black and white
A mirror reflecting -
The room looks so bright!
Towels rolled up in a Bathroom
Once showered and primped
I felt together and steady
With passport in hand
I was courageous and ready.
 
How often we travel
And almost always ignore
Things like fluffy, soft carpets
And a lovely tile floor.
Fluffy Bathroom Rug
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
The kitchen was next
I looked around with delight
Antique teapots and milk bottles
Were a beautiful sight
 
As I really looked at them
For the first time in a while
All the memories came;
They all made me smile
Milk Bottles and Teapots
​The bottles with writing
Of unique shapes and sizes
Were found at flea markets
It was like winning prizes
 
And the teapots – all metal
From back in the day
Made such a happy
And colorful display
 
I opened the fridge
More colors I could see
  Blueberries and strawberries,
And light green Kiwi.
​
It’s really important
I thought with a smile
To plan a trip to appreciate
Once in a while.
​
So start where you are;
Be your own wish-granting fairy!
Realize that your home
Can be the i-tin-er-ary!
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
Fortified, I continued
And explored all around.
There in the living room
My desk could be found
 
Of course, it’s familiar
Of course, I’m there every day
But now I could see it
In a new special way
 
The bookends - the rhinos
From that trip last fall
When was the last time
I noticed them at all?
Rhino Bookends
My bookshelves are full
It was such fun to look
Remembering when reading
Meant holding a book!
Bookshelves filled with books
​And that box full of pens -
That stay tall in their places.
How cute is that container
With my granddaughters’ faces!
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings

 
The computer, a good friend,
A companion, and more
Bringing ZOOM and FACEBOOK greetings
Full of connections galore!
Mac book on a desk
Yes, on my trip I stayed home -
It was no hologram.
It made me realize very quickly
How lucky I am.
 
On looking - On pausing-
On observing things-
What joy and excitement
Really NOTICING brings


You try it -
 (and don’t stop to clean out a drawer!)
-Loretta
1 Comment

"Shelter-in-Place" is Good Practice for RETIREMENT!

6/3/2020

1 Comment

 
Couple sitting on bench

IS GOOD PRACTICE
​FOR RETIREMENT!

Regardless of where you are in your professional journey, the experience of sheltering-in-place can be looked at as practice for retirement!​  

​“Huh?” you say. “If this is retirement, don’t sign me up.” Or maybe you’re thinking there is no way this shelter-in-place has anything to do with retirement. Let's take a look:
      
​It’s been over two months that we have been unable to go out to our usual places – work/gym/movies/parties/travel, etc.  At first it seemed like it would be short-term, and we could handle it just fine. We can either work from home, catch up on our sleep, or simply relax.  After all, there's online shopping, and we can have our groceries delivered.
Picture
​“Retirement is different,” you argue.
“Retirement will let me do what I want to do when I want to do it.
Now I can hardly go out - I wake up every morning ​wondering
​ 'What am I going to do today?'"
Exactly. As a retirement coach, I’ve spent a lot of time asking people, “So, when you retire,  what are you going to do -and when are you going to do it?” ​I get answers like,
“Oh, I’ll figure that out later, 
​but I can tell you,
​my bank statement looks good.!”
That's when I remind them that retirement is about more than money. Yes, having enough money is very important, and your financial consultant can work with you to help figure out how much will be enough for that sailboat, your dream travels, or simply to pay off your mortgage.
​
But what about the rest? This pandemic is putting those same questions to you right now. Are you physically fit? How do you handle change?  Who is your social network? What brings you fulfillment and peace? Well, the good news is that with ‘shelter-in-place’ you have been practicing!  Take a look:
1 – GET PHYSICAL
I say: It’s so important to find the time and get into the habit of doing some form of exercise. Some people may find it hard to stick to a routine or think a walk with your dog in the morning is enough. Many people talk about how when they retire they are going to travel. Well, just remember traveling comes with physical and mental demands, like delays, uncomfortable seating or a crowded environment.
​
Taking care of your health and body will help you do what you want to
do and embrace those 20-30 years that are yours to enjoy when you do
decide to retire.
Picture
Covid-19 says: Ok… So you got restless sitting around. You figured out that taking walks and joining those online exercise classes 
help you feel physically fit while I’m around? Good for you. Guess I’ll
find somebody else who spends most of the day thinking exercise is getting up to check out what’s in the refrigerator. Speaking of the fridge, are those pants you always put on getting tighter... ?
 
2 – WORK ON THE MENTAL
I say: “Things turn out best for those people who make the best
of how things turn out” is a mantra to live by. Having a positive mental outlook helps make you more resilient and able to better handle the changes that come your way. Sometimes, those plans you made just aren't going to work out.  On the other hand, with a positive outlook you may start a new business or  envision a whole new career. 

According to a 2019 report by the Census Bureau and Bureau of Labor Statistics, the greatest share of older Americans in more than 50 years are working well into their 60s, and it's not because they need the money. Whatever you choose to do, work now on becoming more optimistic and you’ll be better able to handle stress.
Picture
Covid-19 says: Ha! I’m keeping you on your toes – is the curve up or leveling? Should you go out or stay in? Since everyone is home now, what’s for lunch? (Depressed yet?) I have to admit that somehow you really are pretty resilient. You’re using this time to clean out closets, plant that garden, and enjoy family time! Did I hear conversations about being grateful? About having confidence that the scientists will eventually come up with a vaccine? It kinda takes the fun out of my search and destroy.
3 – BROADEN YOUR SOCIAL NETWORK
I say: "One of life’s basic human needs is connection." When thinking about retiring, how will you stay connected? If most of your friends and acquaintances have been people you work with, be aware that you will not be joining them for lunch every day. If you move somewhere near your kids and grandkids, remember kids grow up and are busy with their friends and activities. Take a good look at yourself. Think about who you are now and what you enjoy doing. Broaden your social network, and have a discussion ​with your partner about his/her vision of life in retirement.
Picture
Covid-19 says: Well, for those of you who have the ‘go-go’s’ just get
used to being at home. ‘Make new friends but keep the old,’ and all
that? Well, maybe. But just because you are getting out a bit, don’t plan too many big dinners and parties yet. I’m still here.  Although…, there does seem to be a lot of new neighborhood friendships happening.

I noticed that before I arrived you never took the time to get to know your neighbors. Looks a lot different now. By the way, what’s the deal with Zoom? I thought it was just for business meetings! Lots of you guys got really creative and figured out how to work from home with meetings, talk and play with the grandkids, and even form book clubs where you can meet new people. Impressive. But just remember, it’s true I don’t like the heat - but there’s always winter!
4 – EXAMINE YOUR SPIRITUALTY
I say: "When I talk about spirituality, I am talking about who you are as a
person – your basic core beliefs and values."
Goals and priorities change as you get older. No longer do you strive for the promotion or the bigger house and fancier car. Instead, ask yourself, how important is feeling fulfilled? Spending time with family and friends? Being creative and motivated? Shifting easily into retirement requires taking inventory of yourself.
Picture
Covid-19 says: Well, well, look at that. You people have been so quick to reach out to each other. Even being kind enough to share your toilet paper? Amazing!  After the restaurants closed, some of the owners kept people on by cooking meals for doctors, nurses and others at the hospitals. Impressive. I even hear that the donation centers are overloaded with bags and boxes of things that you finally realized you didn't need any more. (And you are not even waiting for the tax receipt!) All this “We are in this together,” stuff was a real surprise. But, whatever. I’m still here - until you figure out how to get rid of me!
See? You are building good habits that will pay off when - some day! - you are ready for retirement. Isn't it funny how "Things turn out the best for people who make the best of how things turn out!"?  
​
Keep practicing! Get physical; find creative ways to spend your time, and continue to offer random acts of kindness to your friends and neighbors. And feel good knowing that you are paving the path to retirement! 
    
Picture
Loretta
1 Comment

Make Happy a Habit!

4/23/2020

1 Comment

 
Picture
Because “things turn out best for the people who make the best of how things turn out”, I have decided to repost one of my previous blogs. In today’s uncertain and scary times, when many of us:
  • Feel trapped at home
  • Are overeating and over-streaming
  • Are wondering if we will be able to go back to work
  • Are wondering if our kids/grandkids will go back to school in the fall

I share with you this simple exercise. If done every day for 30 days, it
can help change your outlook. I resend this blog with my wishes that
you stay safe and healthy.

I'll give you the steps so you become empowered to look at the world differently and feel the joy and contentment you deserve!

Picture
​
There is real science behind the emotions of happiness and love. Dr. Barbara Frederickson, Psychologist and Neuroscience Professor at UNC, Chapel Hill said, “The ways that we feel happiness and well-being are actually showing up in the cells of our immune system and supporting our health.” What a great testimonial!  Why wouldn’t we want to Make Happy a Habit? 
My challenge to you is based on the work of psychologist and happiness researcher, Shawn Achor. Surprising as it sounds, he says that it is possible to re-wire your brain to be happier.

You don’t have to wear a smiley-face hat or tell funny jokes. Simply doing the following five activities daily can rewire your brain towards happiness. (I include my order to just give you some idea of fitting it into your day. You can organize it however it is convenient for you).
1. THINK OF THREE THINGS YOU’RE GRATEFUL FOR
I like to do this – out loud – in the morning when I get up. I encourage those around me to join in.  It’s a good family tradition.

2. WRITE ABOUT A POSITIVE EXPERIENCE FROM THE PAST 24 HOURS
I do this in the evening. I keep a notebook on my nightstand. This simple activity has the amazing power of changing your entire mindset. You will comb through the day, tossing aside the negative and focusing on the positive.  Guaranteed to make you smile.

 3. EXERCISE (AT LEAST 20 MIN)
I am a morning person, so I make time before breakfast to get in my exercise. Whether it is a brisk walk, time at the gym or climbing stairs, give yourself 20 minutes and increase your activity.  I’m including  four short videos of easy five-minute exercises on my website. Do all four in a day and you’ll have your 20 minutes!

 4. MEDITATE (5-7 MIN)
I find that meditating mid-afternoon works for me.  No need to think mantras or posing cross-legged on the carpet. The simplest meditation can be sitting quietly listening to soothing music  (no words) – and focusing on either the music, your breathing or a body scan from head-to-toe. If you want some guidance, I like the free app HEADSPACE, which you can use with your earphones while sitting at your desk.  Meditation calms and centers, helping you focus and better handle whatever comes your way.

 5. PERFORM ONE RANDOM ACT OF KINDNESS
All day every day is a good time for a random act of kindness. Performing a selfless act that helps, compliments or encourages someone has an amazing effect on all involved.  You’ll enjoy every minute.  To help get you started, I’ll post a list of suggestions on my website.

Encourage everyone around you to get involved

Picture
Please leave a note on one of the platforms below or comment on this blog post to let me know how you are doing.

Post some pictures of what you are grateful for and what makes you happy. I want to know how your random acts of kindness and writing about your positive experiences made you feel. Tell me about your time in meditation. And be sure to tell me when you start feeling like HAPPY is becoming a habit.

Good luck! And get your camera ready – you’ll be finding yourself smiling a lot more.

SHARE YOUR PROGRESS BY:
  1. Instagram – FOLLOW @MAKEHAPPYAHABIT for inspiration and share your own pictures of what makes you happy
  2. Facebook – LIKE /MAKEHAPPYAHABIT and post an update about how the challenge is changing your outlook
  3. Twitter – FOLLOW @ACCOMPLISHCOACH and tweet your own progress
  4. Pinterest – FOLLOW /ACCOMPLISHCOACH and start a Happiness board

​Don’t forget to include #makehappyahabit in your posts


Loretta
1 Comment

KEEP USING ZOOM AND FACE TIME!

4/12/2020

0 Comments

 
Picture
​ “People Who Need People 
Are the Luckiest People in the World”
Can we talk? I think it’s time we discussed the proliferation of video conferencing tools – read that as Zoom and FaceTime. I’ve been using FaceTime for quite a while to catch up with friends and call my grandkids in other states. 
​
But, I have to admit something. Lately, I’ve become a little more self-conscious. One time after dialing in on FaceTime and waiting for an answer, my husband caught me studying the screen, trying to rearrange my wrinkles and tilt my head so my neck looked smoother.

"I THINK FACETIME WAS INVENTED BY PLASTIC SURGEONS!"

“Whoa! Why are you making faces at the screen?” he asked. I shrugged innocently and stared back at the phone, hoping someone would answer before he would figure it out. 

Too late.
​
“You know,” he laughed, “I think FaceTime was invented by plastic surgeons! ‘Let’s see... we could tighten here and tuck there… Should work fine!’” He shook his head and walked away smiling. Of course. I couldn’t help it. It’s just that until someone answers the phone, all I see is a closeup of… ME!  ​
Picture
And now... in the midst of the social-distancing edict with the Coronavirus, I suddenly find myself Zooming and Face-Timing more than ever! (I’ve even made them into verbs). We have to connect – whether for work or family and friends, and so I often find myself saying, “Who is that person in the picture with the dark roots and the sagging jowls?”
​
​
(Actually, I’m beginning to favor that multi-participant Zoom meeting when the picture is so small you can hardly recognize who it is, much less notice the roots and count the wrinkles.) 

BREAKING NEWS! BREAKING NEWS!


​Oh, wait! I’ve just found the command on Zoom that if you click on the down arrow next to the little video camera icon, there is a box called ‘touch up my appearance’

Needless to say, I just tried it. Huh? Was there a difference? I’m waiting to see Angelina Jolie, and to me I look exactly like I did before I pressed the button! Hold on… I know, I’ll ‘unclick’ and go back and try it again (You know these quirky computers).
​
Nope – me, again. Oh well, I’ve decided to like me.  

​After all, at least once my grandkids answer, I’m reminded that they don’t see wrinkles;  they just see their loving Grammie, and I get to see a window into their lives in that moment. It often looks something like this:
My two-year-old granddaughter grabs the phone and 
immediately hangs up.

My five-year-old granddaughter explains the solar system 
and asks me if I know when Pluto was declared a non-planet.
​
My eight-year-old grandson shows me how he uses the Anamoji App 
to change the image of himself on the phone. So instead of his face, I am talking to 
a lion, a teddy bear, smoke-breathing dragon or a skeleton. 
Or sometimes all of those - every 5 seconds!

Picture
My twelve-year-old granddaughter talks to me 
while finessing her Tik-Tok video for You Tube, 
which often involves a running cartwheel.

My fourteen-year-old grandson holds the phone up to his nose 
and asks if I can see any boogers.

My seventeen-year-old granddaughter says,
 “Hi, Grammie. I’ve got to go study.”
​

And I love every word they say and every action they offer, even the booger hunting.

You are an Important Part of Your Grandchild's Life

So, whether you are calling friends or whether you are Grammy, Nana, PopPop, Bubbie, MeMaw, or BobaLou, get used to using video conferencing.

You are an important part of your grandchild’s life, and they are certainly an important part of yours.  And whether you read stories, share a laugh, or just want to be part of a Tuesday evening, a FaceTime or Zoom call brings excitement, connection, and shows your thoughtfulness and love.

[…and it also shows a huge close up. Hmm, come to think of it, maybe next time I’ll try the Panda Bear on the Animoji app - or maybe I can invite more tiny-picture people to share in a Zoom call!]  
​

 Loretta
0 Comments

The Math of Retirement

1/21/2020

0 Comments

 
Picture
Picture
My husband’s a mathematician – isn’t that scary! Sometimes people ask me what we talk about. Sometimes I’ll tell them that he whispers seductive equations in my ear – like “just think about the square root of eight hundred and twelve…”  But most often he tells me and most people that “mathematics is everywhere.”
​
I certainly found it in a recent article on retirement in Forbes Magazine.  The author, Joseph Coughlin, a well-known researcher, teacher, and head of the MIT Age Lab, talked about “The New Math of Retirement Togetherness.”  

It went something like this: There are 164 hours in a week. During that time, approximately 8 hours a day are spent sleeping, leaving 112 waking hours in a week for each of us. [No, this is not an SAT Math question.]
​
Now, if a typical workday is, say, 9 hours, that makes it minus 45 hours a week away from your partner. This brings it to 67 hours of together time. Then he continues his calculation by allowing an hour a day for travel (subtracting 5 for the workdays) and brought the discussion to 62 hours of ‘togetherness’ in a week. ​

6 Hours a Day vs 16 Hours a Day
At this point Coughlin went on to narrow things down stating that life routines of home/child/personal responsibilities, etc., result in the fact that the reality is that a typical couple may often spend only six (6) hours a day together. Quite a surprise when we actually do the math, right?
​
But that’s not quite the end of the math. Professor Coughlin then went on to compare this number to the number of hours couples spend together in RETIREMENT. This means that the original 45 hours a week of work that were subtracted are now added back. Oh, and so are the 5 allowed for travel. So, let’s see, that’s now 45 + 5 = 50 divided by 5 = an extra 10 waking hours a day for a retired couple to spend together! 
Picture
Is that paradise? What will you do with that newly awarded together time? Suppose you already have a schedule and your partner questions your comings and goings, how will you react?  

These are situations that you and your significant other must consider as retirement comes closer. Sure, visions of the perfect dream vacations and spontaneous trips to see the grandkids come to mind. Golf, beach, gardening and bike rides bring smiles. But how often will you do those things?
Does Your List Match That of Your Partner's?
What if your list of ‘things to do’ doesn’t match that of your partner’s? In fact, do you really want everything on your list to match that of your partner?

Just think about how smart and happy you will feel in retirement when you and your partner have already worked on these challenges! Perhaps you explored the opportunities for starting a new business or offering consulting in an area you know well. You’ll feel glad you made new friends in that Saturday morning photography class you signed up for two years ago and have been enjoying ever since.  ​
​And your partner will be especially happy to see you thrive. Everyone has different needs and activities that give them purpose and make them feel fulfilled.  There will be things that you do together, but there must also be those separate activities that bring you joy. A few years before you retire is a great time to take a good look at who you are and what you really want.
​I ran into a neighbor and his wife recently, when I was out walking the dog. He is an executive who is looking forward to leaving the deadlines and fundraising behind.  I asked him how he plans to spend his time, and his wife immediately answered, “He’s going to paint the family room, clean out the garden, and join the choir so we can sing together on Sundays!” I looked at him and he rolled his eyes and said, “Do I have a choice?” The answer is “yes, you do have a choice.” Discuss it now so you both can enjoy the added time together later. 
The Bureau of Statistics notes that a male at 65 has, on the average, another 20 years to live and enjoy life. A female has around 22 years. Here’s one more math note: that is another 1/3 of your life
How are you going to spend yours? Will you be looking at your partner every morning asking, “What are we going to do today?” Or are you going to be full of your own well-thought-out ideas and plans that sometimes are shared and sometimes accomplished on your own?

Help yourself enjoy your retirement by planning before you get there. Help your relationship with your partner by talking about and understanding each person’s wants and needs.  Then,
ON YOUR MARK, GET SET… GO!
​Good Luck! Loretta
Take a Couples Quiz
P.S. Last night, before he turned out the light, my husband whispered:
‘A’ squared plus ‘B’ squared = ‘C’ squared!   ​​
#retirement #couples #relationships #planning
0 Comments

The Holidays are Coming!

12/20/2019

0 Comments

 
You’re surrounded by it.  All the stores are full of Holiday Cheer, and Sirius Radio has had a “Holiday Songs” station since just after Halloween.  Now, they are almost here – THE HOLIDAYS.
​

#holidays #life strategies #positivity
Picture
Start Now and Be "Positively  Fabulous!"
While to some this may mean hugs and giggles, to others it can shout “Stress Alert! Stress Alert!”Whatever the message coming your way, a little MENTAL PREPARATION will help you be ready to enjoy and greet your family and friends with enthusiasm.
Here are three simple and helpful hints to make the season “Positively Fabulous!,” one of happy memories and family togetherness.
1. Remember that you are in Charge of Your Thoughts.
Yep, that’s YOU – with a choice. Listen to yourself and analyze your thoughts. If you’ve just come back from a trip, what is the first thing you talk about – the bad weather or the wonderful food? The annoying airports or the beautiful scenery? Just the order in which you mention things tells you something about yourself.
​
Try to rethink what you talk about. Spend more time on the good times you had; talk about something that made you laugh. In fact, try not mentioning the ‘annoying’ things that happened. I bet you’ll forget about them!
2. Surround Yourself with Positive People.
Now, if you find yourself stuck out on the porch with Aunt Sally, who is telling you how her arthritis stops her from having fun, try getting her to tell you something positive. Ask her about her dog. Explore what books she likes to read. Get her to talk about wonderful Thanksgivings she remembers over the years. If Aunt Sally is too negative, go get her a mimosa, drop it off, and excuse yourself to the bathroom!
3. Be Nice to Yourself.
Do the things you like to do. Enjoy a massage? Want time to read? Love playing with the kids? Make time to do it. Make a holiday schedule that includes things that YOU like to do. When you are happy and relaxed, it will make you much more fun to be around and tolerant of others.
I’ve stopped at three so you can now go and practice. Make time to do it, and write and tell me how it all went!
Remember: "'Tis the season to be jolly!"
Happy Holidays!!

~Loretta
0 Comments

Happy Retirement!

10/30/2019

1 Comment

 
Picture
Boo! It’s almost Halloween. Since mid September you’ve seen all the preparations, decorations, and merchandise. There are lights for your lawn, bags of trick-or-treat candies for your give-away bowl, and – of course - the Starbuck’s Pumpkin Spice latte!

Now comes the big question. You are probably going to a Halloween party, so...
“Who are you going to be?”
I’ll bet you probably started planning for it far in advance. After all, you’ll need to think it through, get a costume, make sure it’s comfortable, and check that it looks good.  Will you be someone scary? Someone cool? Someone funny? A gorilla? A princess? A Zombie?  Such choices! And what fun to play and search, and be creative. 
Picture
​

Which reminds me of …, RETIREMENT!  So...
“Who are you going to be?”
Soon your old identity of “doctor,” “lawyer,” “businessman,” “teacher,” will be no longer applicable, so who are you going to be without that business card?  

It’s a good idea to start planning now. Just like for Halloween, you’ll need to make some plans, decide how you want to spend your time, and then figure out how you will make it all happen. You can try on different costumes and take different paths towards the treats you so desire. 

The special beauty of retirement is that you can always take off the costume if it becomes uncomfortable. Then you can change into something else!
Picture
Take Bob, for example.  He knew when he retired, he was going to spend his time riding and grooming horses. He had a place to start.
​
He soon found that doing this all day every day was not really what he had in mind. So, he then cut back to going to the stables twice a week.  And since he always liked writing, now he spends a lot of time writing mysteries set in the horseback riding world.
Picture
Emily’s love for taking photographs had to take a back seat to work and family responsibilities. Two years before she retired, she made some plans and signed up for a weekend course in photography to sharpen her skills. She loves going out in the early morning to walk along the lake, and her nature photographs are beautiful.

Recently, someone asked her to take photos of their son’s wedding and various other special events. That then turned into teaching photography as a continuing education course to adults at the local high school.

It all started with having a plan. That is the secret to success with most things, and it is really important in retirement. Sure, you might say you have your finances in order, but after all, retirement is about so much more than the money.
Eliminate the tricks; make way for the treats! Happy Halloween this week!  And start planning now for your Happy Retirement! 
Loretta Saff is a Certified Professional Retirement Coach and can be reached at www.coachingwithloretta.com.
1 Comment

What? I Can't Hear Your Excuses!

7/11/2019

1 Comment

 
Picture
Yikes!  I just read a statistic that 28% of adults age 50 and older are ‘physically inactive.’ Hmmm… let’s just call that ‘do not exercise.’ 
 
One of the most important ‘musts’ for people–retired or not–is exercise. That is, of course, assuming you want better heart health, mental sharpness and reduced risk for chronic diseases. 
If you think you should get a pass because of various excuses, forget it.  I know them all, including:

"I'm too busy/tired." We all know you can find time if something is a priority. So think of it this way - call it 'doing something for my heart' or 'for my mental sharpness'. I assume those are priorities. And by the way, remember that exercise gives you more energy and gets you ready to meet busy schedules.

"I hate to exercise." There are lots of things that come under the heading of exercise. Dancing?Gardening? Hide and go seek with your grandkids? Believe it or not, even walking with purpose around the park or the mall will give you credit-if done on a regular basis.  Convinced yet?

"I'm too old." My aerobics instructor just told the class that one of her students in another class will be 90 next week!  There is not an age restriction on exercising. Obviously, you can choose what kind of exercise works for you. Just choose one. But forget the 'too old' whine. The only person you are fooling is yourself. 
Picture
For those who have never really had an exercise routine – other than saying, “I’m going to start exercising, next week”-here are 3 simple hints to move you forward:

1–Ask yourself WHY you never seem to get to ‘next week.’ Try to be honest about what is stopping you from starting. Write it down.
 

2–Make an exercise plan keeping in mind your answers from #1. 
​Include your WHERE:
  • At a gym close by? (Ask about a free membership called ‘Silver Sneakers.’)
  • In your neighborhood with a partner to motivate? (No membership needed.)
​       and WHEN:  
  • Two days? three days? a week 
  • Morning? Afternoon? (When can you really follow through?)

3–On your Mark...,Get Set...,GO! Buy some shoes (not like Barbie's!) and a comfortable outfit. Don't talk about your size, shape or weight. Those things don't matter. Repeat after me: “Heart health, mental sharpness, reduced risk for chronic diseases.

Picture


​Loretta

1 Comment

Let's Talk Travel

7/8/2019

3 Comments

 
Picture
Let’s talk travel.  I hear it from seniors all the time.
“I want more time to travel.”
“When I retire, I intend to travel.”
“Finally I will be able to explore and travel.
As I write this blog, I am sitting in a hotel in Charlotte, North Carolina.  Charlotte was not my destination; it was a connecting city for my trip overseas.  So, why am I here?

Because:  I left home and everything was go.  The airport was not very crowded, security did not flag me for an extra look, and the flight out was on time.  There were storms in the area but they did not seem to be too threatening.

Then: Twenty minutes out of Charlotte, the pilot announced that there was a ‘popup’ storm that included lightening, and the tower asked us to circle for a bit.  The storm intensified, and soon our fuel was running low.  We had to be diverted to a nearby airport to wait out the storm.

At first, we all thought it was a quick mover.  You know summer storms, they come and they go.  However, it was more than three hours later that we were finally able to make the 20 minute flight to Charlotte.

Upon arrival we were greeted with the chaos of missed and cancelled flights, and certainly the maybe of “Oh, if I run to the gate, I still may be able to get on and get out.”  Long story short, the doors to my flight were closed, and along with several other people I was turned away and told to make other plan.

That is why I am sitting in a hotel in Charlotte, North Carolina.  My message?  Travel is fun; travel is interesting; travel is educational, and travel can be hard.
Picture
How to best deal with travel at any stage – especially in the retirement years?  Here are a few hints:
  • Be resilient. Accept that your plans will change, and often you may have to compromise to find a solution. If something goes smoothly, consider yourself lucky.
  • Try to be in good physical condition. Your gate is not always close by, especially if you are transferring..
  • Have a positive outlook. It helps no one if you complain over and over.  People will be quicker to help you if you give them a smile and a thank you.
  • Be patient.  The lines can be long, the security may choose you at random, and looking annoyed will only make it take longer.

Those are just a few hints.  That said, even with my delays and rescheduling, here is why I am grateful. 
​
  1. I was able to get a hotel room (Many people had to sleep in the airport – on a chair!)
  2. There was a seat on the same flight on the next day (and the weather is supposed to be better).
  3. I was told my luggage would be rerouted so it will travel with me - and I think it is.

So, as summer and retirement and vacation time comes your way, you'll have smoother sailing when you come mentally and physically prepared to go with the flow and be a travel champion. 
 
Bon voyage!
Loretta
3 Comments

Dear Me

3/16/2019

1 Comment

 
Picture
​Who isn’t looking for ways to be more motivated? Who isn’t a little annoyed at yourself for not following through on all those things you really want to do?

Here’s an idea that will help. I call it “Dear Me,”. Based on a study done at Columbia Business School, this activity not only encouraged futuristic thinking, but it also proved to be a real motivational tool.

Here are the three simple steps:
  1. Write a letter to yourself (that’s the ‘Dear Me’ part) – and make it the YOU 20 years from now.
  2. Address yourself as who you would like to be in 20 years.
  3. Include thoughts about areas of life you feel are important and activities you would like to be doing​
Picture
That’s it. Sounds pretty simple, right? The results at Columbia were very impressive. The professors found that people really started to care more when they became more connected to their future selves. The participants exercised more often, thought about more fulfilling ways to spend their free time, and actually began to take better care of their relationships.

The interesting part here is that not only are you thinking about your future, you are actually planning based what you really want. And you are writing it all down.

Need a little help? Here's a sample:
Dear Me,

I’m so glad to see myself healthy and happy as I fill my time enjoying the community-wide activities I always loved. The neighborhood book club I started is a huge success (even if Emily keeps insisting on bringing wine!), and becoming a docent at the gallery was genius. Now not only do I have to learn about each new exhibit that arrives but I also get to interact with the public!

I also love my blogs! They bring me both joy and insight each time I post. My Facebook group, “Make Happy a Habit,” is encouraging and positive. It causes people to stop and think how they, too, can bring happiness into their lives. Yay for me! 

I’m proud of myself and send hugs.

From
Me
Now when you actually have a picture of yourself  focusing on what you think you want to do – and feel  how it makes you feel – it becomes more real. 
​
These results are not really surprising. After all, once you realize that you are the one making today’s decisions to reach tomorrow’s dreams, it can make all the difference. 
​
So, go ahead… Whether you send yourself an email or actually use pen and paper, write that “Dear Me…” letter today.  And let me know how it makes you feel.
1 Comment
<<Previous
Forward>>
    Picture

    Author

    Loretta Saff, M.A., CPC, CPRC
    As an active writer, both nationally and internationally, Loretta Saff's humor columns, blog, and lifestyle articles reflect an insight in dealing with situations that helps people get to their core issues and encourage confidence, trust and support.

    Categories

    All
    Children
    Couples
    Decision Making
    Grandparenting
    Holiday Tips
    "Let's Talk Retirement"
    Life Strategies
    Make Happy A Habit
    Modern Retirement
    Parenting
    Personal Empowerment
    Retirement
    Social Distancing
    Technology
    Videos
    Zoom

    Archives

    March 2025
    October 2024
    July 2024
    June 2024
    March 2024
    November 2023
    July 2023
    June 2023
    March 2023
    December 2022
    November 2022
    October 2022
    September 2022
    July 2022
    May 2022
    March 2022
    February 2022
    January 2022
    December 2021
    October 2021
    September 2021
    July 2021
    June 2021
    April 2021
    March 2021
    February 2021
    January 2021
    September 2020
    July 2020
    June 2020
    April 2020
    January 2020
    December 2019
    October 2019
    July 2019
    March 2019
    February 2019
    January 2019
    September 2018
    August 2018
    March 2018
    February 2016

    RSS Feed

    SUBSCRIBE

Email or call to set up a FREE 15-minute introductory phone session!


Telephone

615-500-2643

Email

[email protected]
Subscribe to Blog
Click to Pay​ via PayPal
Click to Pay via Venmo
Code of Ethics & Core Values
Picture
  • Get Started
    • You + Coaching
    • Executive Coaching
    • Coaching Areas >
      • Parents & Students
      • Personal Empowerment
      • Retirement
    • Book Sessions
  • About
    • About Loretta
    • Emotional Freedom Technique - a Healing Tool
  • Blog
  • Handbooks
  • Inspiration
    • Create Your Own Retirement Adventure
    • Daily Support for Make Happy a Habit
    • Make Happy a Habit
  • Videos
  • Contact