(Paul Simon Had the Right Idea!)Are you struggling with the very idea of retiring? I often have people asking me questions like, ‘Should I?’ ‘When is the right time?’ and ‘How do I handle it?’ My best answer agrees with the transition advice given long ago by folksinger Paul Simon: “JUST MAKE A PLAN, STAN!”Ok, so maybe your name is not Stan, and maybe you don’t even love your job - just the paycheck. The advice regarding facing a transition is still strong. Retirement means the end of something – the end of having structure to your day, the end of the identity on your business card, and the end of that reason for getting up in the morning. The answer to “How do I handle it?” is simple. As with all transitions, making a written PLAN will help you ask yourself, “Who am I now?” and “What do I really want?” (Of course, you can still do this if you have already retired and are questioning what to do.) It’s common sense – think about how very different you are now from that person who was just getting started in the working world. And, by the way, YOU DON’T NEED TO BE COY, ROY.Oh, that’s right, your name is not Roy. But…, being coy – shy or timid – will not help you figure out your next move. You need to be honest with yourself, and PLANNING is what will help you focus and stay on the track of not what you are leaving from, but what you are going to. When you become your own GPS, you will feel much more confident, knowing when and where to spend your time. You’ll do things like committing to your fitness routine and researching some of those ideas and activities that have caught your attention. So, DON’T SLIP OUT THE BACK, JACK(Geesh, too many guy names! I’ll have to do something about that.) With your PLAN in place, you’ll be up front with everyone, having answers for the ‘What are you going to do when you retire” question that co-workers always ask. In addition, knowing how you envision your retirement years will help avoid uncomfortable discussions later. Your partner and/or adult kids will hear and respect your thoughts and needs. (Like No, I’m not taking over all the babysitting responsibilities or Ok, I’ll try pickleball but just remember my guitar lessons are Tuesday at 11:00!) Now, make sure you DON’T SIT STILL, JILL!![]() (You’re welcome, Ladies!) If you need a little help for how to get to know yourself better and what makes you feel satisfied and happy, check out https://www.startofhappiness.com/wheel-of-life-a-self-assessment-tool/ . It’s a great tool for your goal setting and self-awareness. Like leaving a lover, leaving full-time work requires planning. There may be more than 50 ways to do it, and with a little effort you will find yours. Then, at your retirement party you can JUST EAT YOUR CAKE, JAKE & JILLAnd really feel free! Good luck... whatever your name is! Loretta [email protected] P.S. By the way, remember that the written plan for retirement can easily be changed if you have some new ideas. Your GPS will just recalculate! ~Also seen in the monthly Let's Talk Retirement! column in the Jewish Observer~
2 Comments
Linda
5/3/2024 12:46:46 pm
I learn so much every time you share your advice... Informative and humorous....
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Loretta
5/3/2024 01:08:21 pm
Thank you, Linda! I appreciate you :)
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AuthorLoretta Saff, M.A., CPC, CPRC Categories
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